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The Return of Subprime Lending: Lessons

Perhaps if I had never worked in the world of mortgages, I would count myself among my friends who decry “subprime mortgages” merely as a way to rob minority communities of wealth. As an ex-mortgage broker I am intimately familiar with the products known as subprime mortgages. Admittedly, there is a great deal to criticize [...]

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Notarios and Abogados in Texas

My father is a practicing attorney in Houston.  A significant portion of his intakes start off with “fui con un notario;”  in English, “I went to a notary.”  When we hear this, we usually assume that the rest of the story can’t be good. The Office of Attorney General sums up the scam pretty well: [...]

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